The Root of the Problem
I've seen the statistics that security on the web is pretty bad - systems get hacked all the time. I've seen some intimations that SSL is the culprit here; that SSL is partly to blame for the Web's security problems. I don't believe it. It's not like people are hacking SSL certs and breaking open sessions to hijack data. It's more like the key problem is weak passwords and social hacking. You don't have to study cryptography for long to realize this. A message with obvious content is not a secret, regardless of whether it's encrypted or not.